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Wealth ladder

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Progression

Your networth (optional)

Fill the bank $2b
Buy a benefit block $369.55m
Own a Private Island $1.95b
Hold a war chest $5b

Phase 1 · Fill the bank Current

Fill the bank

Target: $2b

The best guaranteed return in the city, and the first place spare cash should go.

"The bank is the only return in the city that cannot go down."

Phase 2 · Buy the benefit blocks Ahead

Buy a benefit block

Target: $369.55m

A dividend block pays more than the bank does, at the cost of holding the price.

"A benefit block pays a dividend the bank cannot match, at the cost of price risk."

Phase 3 · Become the landlord Ahead

Own a Private Island

Target: $1.95b

Rent scales with capital rather than with your time, so it never stops working.

"Rent is the one income that scales with capital rather than with your time."

Phase 4 · Keep powder dry Ahead

Hold a war chest

Target: $5b

Cash on hand is what buys stat enhancers and the deals nobody else can move on.

"Past this point cash itself is the asset: reserves buy stats and opportunities nothing else can."

Foundations Milestones happen in sequence, but these two habits protect your progress regardless of your bankroll.

Empty your wallet

Cash on hand is the only part of your wealth a mugger can take. Keep your wallet under $1,000,000 at all times into faction vaults, properties or ghost trades.

Stay out of the casino

Every game in the house is mathematically priced to lose. Wealth compounds through reliable yield and compounding; the only winning casino score is zero.

Keep going

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